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Thursday, September 26, 2019

I definitely have a teenager and tween.

I picked up my kids from school, after not seeing them for a day due to my work schedule. I really missed them, and wanted to reconnect. I told them I missed them, asked them how was your day, did you see your cousin at school, what did you do while with your Dad while I was working? Silence, I look over, and both of them have their earphones on listening to music! They didn't hear a word I said. How did we get so distant? I used to stay at home with them. Such a big adjustment. They are older and I am not that exciting. I'm going to take them to the park today, so we can spend quality time, hopefully. I need to limit their screen time and break their technology addiction. How do you connect with your teenagers? They will be grown up soon, I cannot believe it.

Wednesday, September 25, 2019

National Comic Book Day

This morning, Alexa told me it's National Comic Day. I have never really got into comics but when I was growing up I read Archie and friends. That is the only comic I have read. Remember Archie? I also read online that in May there is a National free comic book day. Wondering if my daughter can get free comics on that day? She reads them.

Friday, September 20, 2019

How to get rid of cockroaches yourself and not spend thousands on an exterminator.

How I got rid of my worst nightmare. So disgusting. This summer, I saw a bunch of bugs on the kitchen counter, I thought to myself... What are those? Then I kept seeing them. They were scary looking. Then I told my husband, "OMG, we have cockroaches". He didn't believe me. He is from Florida. He was like we don't get cockroaches out here like we do in Florida. Absolutely disgusting. How did I get them? I live in a Townhouse. We're they from the neighbors? We're they from a cardboard box? We had a pipe leaking water, I read that this can cause cockroaches to invade your house. Where ever they came from, they needed to leave, and never come back, and I was going to be sure of that. I hate bugs, especially cockroaches. I was mortified. I wanted to stay with my parents. The year before, I successfully got rid of bed bugs. Here is a link to how I got rid of those nasty creatures: https://www.mylifecom.net/2019/09/that-time-i-had-bed-bugs-and-how-i-got.html I researched on the web on how to get rid of them. I cleaned my house thoroughly with bleach. This suckers carry e coli, disease, and nasty germs in general, since they crawl around everywhere, like the trash and the sewer, and so on. They breed and they lay eggs fast. Just like bed bugs, you gotta be on top of it, and kill them and their eggs. I could not have roaches crawling on the counters and getting my kids sick. So repulsive. I would have nightmares at night. So, after I cleaned my house, I bombed it, fumigated it. When you bug bomb your house, read the instructions thoroughly. You need to blow out the furnace and water heater pilot lights, and unplug all your appliances. I had my husband do all this. I used: Cockroach fogger. You leave the house for three hours, take the pets out, all living things, return 3 hours later, and air your house out. Then I sprayed the house. I sprayed the baseboards, the walls, under the sinks, under the toilet, in dark places, and the crawl space. You also need to spray outside. I sprayed the whole exterior of the house, 6 inches up from the ground. I used: Ortho Home Defense. This spray doesn't have a nasty odor, or bother my asthma. The other sprays do. Then we put out combat roach bait The roaches eat it, and take it to their nest. Roaches eat dead roaches so this is really effective. Then we put out roach gel my friend from Texas recommended this. Then we put out diatomaceous earth This is fossilized powder that cuts their exoskeleton and dehydrates them and they die! This is awesome for getting rid of all bugs. It comes with a sprayer. You spray it around the baseboards, I put some on the counters since it is food grade and safe. They also sell it at the health food store for consumption but it has to be food grade. I clean it up with a broom and reapply in 3 months. They are not allowed back ever! Essential oils! We have a diffuser. They hate the smell of peppermint. You can also put peppermint essential oil on the counters to keep them away. They also hate lemongrass, and citrus. You can also mix baking soda, flour, sugar, and borax laundry detergent. They will be attracted to the flour and sugar, eat it and die. Put it on the floor, along with the DE. I haven't seen any cockroaches in a long time. I am going to keep spraying the bug spray at least once a week with my weekly cleaning. I also spray with other cockroach sprays I will not have this happen ever again. There you have it. Michelle the exterminator. I should get a job as an exterminator. HA! Don't think so.

Aging got me like...

What is this? Nose hairs, and they are black, totally obvious. I'm scared to wax my nose hairs. I used to never have them. They keep germs out of your respiratory system. They have a purpose, besides making me feel ugly. I guess I can cut them.
 Grey hair? I have white hair. I like to pluck it out. I don't like the reminder that I'm approaching 40. But grey hair means wisdom. I am getting wise with all my life experience. HA! I wonder what color I should dye my hair when I go grey, my natural brunette color or go blond?
Back pain, hip pain, arm pain, everywhere pain. Arthritis runs in the family. I lift up and transfer humans at work, it is taking a toll on my body. Exercise; like stretching helps this. Exercise in general is supposed to keep us young and healthy. Who has time for that? Between work, taking the kids to school, cleaning the house, taking care of my parents. I gotta make time. Take care of yourself and your body will take care of you when you age. That's what I've learned from being a caregiver in assisted living.
 Fatigue. I'm exhausted all the time. Besides being a working Mom, am supposed to be this tired? Exercise again, and good diet helps. It is so difficult to make time for this.
I don't have wrinkles yet. I don't know why. I love to be in the sun. I forget to wear sunscreen. I have age spots and freckles though.
My Mom is approaching 65. She looks incredible. She looks about 40. I honestly thinks she looks better than me some days. Advice from her for skin care: use beauty cream with SPF 30, wash your makeup off at night, use aging serum, also aloe vera oil from the plant lol. Say what? Drink plenty of water, and try not to stress. Let's see if I can look half as good as my Mom when I'm her age.

Jimi Hendrix

48 years ago, (on September 18, I'm a few days late), we lost a rock in roll legend. My late Uncle introduced me to Hendrix at the young age of 11. His music was different to me when I was young, but I loved he way he played guitar. I learned later in life, he played with his teeth, and he was also left handed. He claims to be self taught. I'm mean I wouldn't doubt it, he's awesome! His music is incredible. I can never get tired of listening to him. In my opinion, he is the greatest guitarist of all time. I grew up listening to him, I was raised by hippies. HAHA. Now I like to clean the house while listening to him. There could never be another as great as him!

How I quit smoking....

I am a former smoker, thanks to Nicotine Gum. It may be expensive, but in the long run, I am saving, due to the health issues smoking causes, as everyone knows.
How did I start? I was at my neighbors house having a drink. She is a smoker, and I started socially smoking. Not good I have asthma. 
I woke up the next day, after drinking and smoking with my neighbor, and I was craving a cigarette. So, off I went to my neighbors house I went for a cigarette. Almost all my co-workers smoke, so it's a social thing as well as addicting.  I kept smoking for 3 months. 
My husband was mad, I would wease at night, my asthma was bothering me. Then I had pneumonia. I was so sick. This definitely taught me a lesson. I went to the store and bought Nicotine gum. It is pricey, but it definitely replaced the nicotine cravings! 
I would smoke one in a while, I think it's a social thing.
I had the Jakle and Hyde thing you go through. Oh I can't have another cigarette, I need to quit, but I'm craving one so bad! Just drove me insane. Thank goodness for this gum. 
I have been chewing nicotine gum for 4 years! I spend about $30.00 a week on the gum, but it works and I have not smoked in three years. I don't care how much I spend, I don't want to be a smoker, I want to be able to breathe.
Now I need to wean myself off the gum, but I love this gum. It's a stress reliever. I have done research, I don't know the health effects, but my doctor told me it's not good for your cardiovascular system.  
It burns your throat at first, but give it a try! For your health.

Sunday, September 15, 2019

My journey though debt consolidation. National Debt Relief review.

My husband and I are not good with money. My parents really are but I didn't follow in their footsteps. My husband is the type to want to spend all the money faster than making it. My husband is great though, don't get me wrong, we all have our downfalls.
For the past ten years we have been using credit cards and paying them off. Now that I am approaching my 40s and he is approaching his 50s, we finally learned our lesson the hard way. Right now we are going through rough times but it is well worth it. We are tired, we are working overtime, we miss our kids but we are going to be able to give them a better life and put them through college.
When I went back to work after being a stay at home Mom, and looking back I never needed to go back, but I wasn't used to having all money to spend. I got a lot of credit cards because I could afford the minimum payment. Huge mistake, one of the biggest mistakes I've ever made. Do not ever do this. I went to town. I like going wherever I wanted buying whatever I wanted but didn't need and spoiling the kids. Now I need to teach my spoiled second born needs before wants. Now we all make mistakes and learn from them. I have a difficult job as a caregiver and I have sure learned my lesson.
My husband and I have about 15 credit cards. Absolutely ridiculous. The first way we tried paying it off is he went to a credit Union and transferred the credit cards onto another credit card from the credit Union. Big mistake if you don't have self control and discipline. Then we maxed out the cards we payed off.
Then after that we took out a home equity loan but it didn't count against us as in if we miss one payment we lose the house. Don't ever do this. Then again, history repeats itself, we maxed the cards out that we payed off. Both of us must be hard headed. Finally, when we couldn't make our monthly payments we called National Debt Relief. They were very friendly, supportive and helpful. They found all of our debts for us by looking them up. They consolidate with your creditors and come up with monthly payments that are less than what you were paying beforehand. They settle your credit card balance and you pay less than what you owe! You just pay national debt a monthly payment.  We got sued by a creditor, and I was freaking out! I was freaking out! I was looking for a second job, and side hustles. I thought I was going to lose my house, get garnished and so on. No, no, no, this didn't happen. I was worried for no reason, they went to court for me and made a settlement with my creditor. I didn't lift a finger. National Debt Relief is exactly what they say they are, a HUGE relief. Your credit score will drop drastically but you can always rebuild it. We bought two new cars so that we are set before this and we also refinanced the house beforehand.  I have one more year left. I cannot wait. I will be saving so much money and be able to rebuild my credit. It is a good alternative to bankruptcy. It is the second to the last alternative with bankruptcy being the last alternative. I heard that you have to pay taxes for the credit cards that you pay off but we'll be fine.
This has definitely taught me how to work hard. I've been pretty spoiled my who life.
I recommend having self control when it comes to finances. Please learn from me. Don't get credit cards if you don't have self control. Use credit cards only if you can pay it off right away. For example, you save up for a computer, put it on the credit card and use this saved money to pay the credit card balance off. This will build your credit. I recommend the snowball effect by Dave Ramsey. Start by paying off your smallest debt first and keep going. Also try working overtime or a side hustle or a second job, to pay off debt. Do this while you're still young. Make sure you have a 401k and are saving up for retirement before you are too old to work. I work with some 60 and 70 year old caregivers. Trust me you don't want to be working that hard when you're older.

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